Barbara Kiviat quoted in an article at

Barbara Kiviat

Credit bureaus want to score more Americans, by incorporating non-credit sources — timely rent payments, for instance — into their calculations.

Why it matters: A lot of for-profit companies have joined the bureaus in this space, invariably proclaiming high-minded ideals of financial inclusion. But as Stanford sociologist Barbara Kiviat tells Axios, "access to credit is the same thing as enabling people to become indebted."